Trusted St. Petersburg Personal Injury Lawyers for Over 40 Years
When someone else’s carelessness leaves you injured — a car or truck crash, a fall, a negligent property owner — the costs pile up fast: medical bills, missed work, pain, and an insurance company focused on paying you as little as possible. For more than 40 years, Jorgensen Law, P.A. has helped injured people and their families across St. Petersburg and Pinellas County hold the at-fault parties accountable and recover what they are owed. Our consultations are free, and you pay no attorney fee unless we win.
Why Choose Jorgensen Law for Your Injury Case
Jorgensen Law, P.A. is a family firm that has fought for injured Floridians for more than 40 years. We are based right here in St. Petersburg, we keep our caseload personal, and you work directly with an attorney — not a call center or a case manager you never meet. We know the local roads, courts, and the tactics insurers use to undervalue claims, and we carry a 4.9-star Google rating from the clients we have represented. Best of all, we work on a contingency fee: there is no cost to start, and no attorney fee at all unless we recover compensation for you.
Types of Personal Injury Cases We Handle
We represent people hurt in nearly every kind of accident across Pinellas County. Our personal injury practice includes:
- Car accidents — the most common cause of serious injury in St. Petersburg.
- Motorcycle accidents — where riders face unique injuries and unfair bias.
- Truck accidents — complex cases against trucking companies and their insurers.
- Slip and fall & premises liability — injuries caused by unsafe property conditions.
- Pedestrian accidents — when a driver hits someone on foot.
- Bicycle accidents — when drivers fail to share the road.
- Boating accidents — on the waters of Tampa Bay and the Gulf.
- Wrongful death — helping families after a fatal accident.
- Brain injuries — concussions and traumatic brain injuries with lifetime consequences.
- Nursing home abuse & neglect — protecting seniors’ rights under Florida’s Chapter 400.
Hurt on the job or unable to work due to a disability? We also handle workers’ compensation and Social Security Disability claims.
Florida Injury Law and What You Can Recover
Florida is a no-fault state, so after most crashes your own Personal Injury Protection (PIP) pays the first $10,000 of medical bills and lost wages — but only if you treat within 14 days, and it never covers pain and suffering. When your injury is serious, Florida law lets you step outside no-fault and pursue a full claim against the at-fault party. A successful claim can recover much more than your initial bills:
| Type of damages | What it may cover |
|---|---|
| Medical expenses | Emergency care, surgery, hospitalization, follow-up treatment, rehabilitation, and future medical needs |
| Lost income | Wages lost during recovery, plus reduced earning capacity if you cannot return to the same work |
| Pain and suffering | Physical pain, scarring and disfigurement, emotional distress, and loss of enjoyment of life |
| Out-of-pocket and future costs | Assistive devices, travel to appointments, home modifications, and long-term care |
| Wrongful death losses | Funeral and burial costs, lost support, and loss of companionship when a loved one is killed |
Two Florida rules shape your recovery. Under the 2023 tort reform, Florida follows the 51% rule of modified comparative negligence: if you are found more than 50% at fault, you recover nothing; at 50% or less, your award is reduced by your share of fault. Insurers use this to shift blame onto you — another reason to have a lawyer protecting your side of the story. The available insurance coverage also affects the practical value of a claim, so we identify every policy that may apply.
Florida’s Two-Year Deadline to File
Under Florida’s 2023 tort reform, you generally have just two years from the date of the injury to file a personal injury lawsuit — down from four (Fla. Stat. § 95.11). Claims against a government entity have shorter notice deadlines. Evidence also fades quickly, so the sooner you speak with an attorney, the more we can do to protect your case — and the consultation is always free.
What to Do After You’re Injured
A few steps protect both your health and your claim:
- Get medical care right away — within 14 days for crash injuries — even if you feel okay. It protects your health, your PIP benefits, and the link between your injuries and the accident.
- Document everything — photos of the scene and your injuries, the names of those involved and any witnesses, and a written account while it is fresh.
- Do not give a recorded statement or admit fault to any insurance company.
- Do not accept a quick settlement — early offers are almost always far less than your claim is worth.
- Talk to a lawyer before you sign anything. A free consultation costs nothing and can change the outcome of your case.
How Serious Injuries Change Lives
We handle the full range of accident injuries — from whiplash and broken bones to traumatic brain injuries, spinal cord injuries, and catastrophic harm that requires a lifetime of care. Insurers routinely downplay how an injury affects your work, your family, and your future. Part of our job is to document the true, long-term cost of what happened to you — with medical records, expert opinions, and a clear picture of your life before and after — so the settlement reflects reality, not the insurance company’s lowball estimate.
What to Expect When You Work With Us
From your first call, we make the process simple. We start with a free consultation to learn what happened and answer your questions. If we take your case, we investigate and gather the evidence, handle all communication with the insurance companies, bring in experts where needed, and build your claim for full value. We negotiate hard for a fair settlement — and if the insurer will not pay what your case is worth, we are fully prepared to file suit and take it to trial. Throughout, you deal directly with your attorney, and you pay nothing unless we win.
Serving St. Petersburg and All of Pinellas County
Our office is in the heart of St. Petersburg, and we represent injured people throughout Pinellas County — including Clearwater, Largo, Pinellas Park, Seminole, Gulfport, Kenneth City, and the beach communities. If your injuries make it hard to travel, we can come to you. Wherever you are in Tampa Bay, you will have a local, experienced legal team that knows the area, the courts, and how to get results.
Why Injured St. Petersburg Residents Trust Jorgensen Law
For four decades, Tampa Bay families have turned to Jorgensen Law after the worst days of their lives — and we have delivered the personal attention, honest advice, and tenacious advocacy they deserve. We treat every client like a neighbor, not a case number, because that is exactly what you are. If you or someone you love has been injured by another’s negligence, let us put more than 40 years of experience to work for you.
Frequently Asked Questions
Do I have a personal injury case?
If someone else’s negligence caused your injury and you suffered real harm — medical bills, lost income, pain — you likely have a claim. The best way to find out is a free consultation where we review the facts and tell you honestly where you stand.
How much is my personal injury case worth?
There is no flat average. Value depends on the severity of your injuries, your medical bills and future care, lost income, the strength of the liability evidence, and the available insurance. We calculate the full long-term cost so the settlement reflects what you actually lost.
How long do I have to file a personal injury claim in Florida?
Generally two years from the date of the injury under Florida’s 2023 tort reform. Some claims, such as those against a government entity, have shorter deadlines, so it is best to call as soon as possible.
How much does a personal injury lawyer cost?
Nothing up front. We work on a contingency fee — our fee comes out of the recovery we obtain, and if we do not win, you owe no attorney fee.
Should I accept the insurance company’s first offer?
Usually not. First offers are typically far below what a claim is worth and are designed to close your case cheaply before you know the full extent of your injuries. Talk to a lawyer before accepting anything.
What is the 51% rule in Florida?
It is Florida’s modified comparative negligence rule from the 2023 tort reform. If you are more than 50% at fault you cannot recover; at 50% or less your award is reduced by your share of fault.
How long will my personal injury case take?
Some claims settle in a few months once treatment is complete and liability is clear; cases with serious injuries or disputed fault, or that go to trial, can take a year or more. We move as efficiently as possible without leaving money on the table.
Will I have to go to court?
Most personal injury cases settle without trial. But we prepare every case as if it will go to court, because that readiness is often what convinces an insurer to pay fairly — and if a trial is necessary, we are ready.
Talk to a St. Petersburg Personal Injury Lawyer Today
If you or someone you love was injured by another’s negligence in St. Petersburg or anywhere in Pinellas County, do not face the insurance company alone. Call Jorgensen Law, P.A. at (727) 347-7733 for a free, no-obligation consultation. There is no fee unless we win — and the sooner we start, the more we can do to protect your claim.
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